Ending a record 17 Straight Hikes since 2004 Bernake finally tamed the beast and held the interest rates to 5.25.  Which basically means that those rates you thought you may of lost are good for another 30 days.  With the California market cooling down its time for those bargain home shoppers to get out there and start negotiating for a house.  30 days people start negotiation and good luck on those home purchases or refinances.